Wigira ikibazo cy’amafaranga igihe cyose ushobora gushyira amafaranga kuri imwe mu makarita yo kwishyura yoroshye gukoresha cyane mu Rwanda. Ikarita yo kwishyura isanzwe ya BPR Bank (Classic Credit Card) iguha uburenganzira bwo kubasha gukoresha amafaranga ageze kuri miliyoni y’amafaranga y’u Rwanda ndetse n’ari hejuru yayo. Iyo karita ishobora gukoreshwa n’abakiriya ba BPR n’abatari abakiriya ba yo. Iyi karita iberanye cyane n’abantu bagitangira gukoresha ikarita yo kwishyura.
Ibikorwa bikoresha ikoranabuhanga bitekanye. Ingamba zo kubungabunga umutekano zikoresha ibyerekezo bitatu (3D) zituma ibikorwa byawe byose ukora hifashishijwe ikoranabuhanga biba bitekanye.
Uburyo bwo kwishyura bworoshye hagati ya 10% na 100% y’amafaranga asigaye.
Iminsi 45 utabarirwa amafaranga y’inyungu asabwa.
Itegure ubuzima ukoresha Ikarita yo Kwishyura ya BPR Bank itangirwaho serivisi zisumbuye; ikoreshwa n’abakiriya ba BPR n’abatari abakiriya ba yo. Iberanye n’abantu ku giti cyabo baba bashaka gukoresha amafaranga menshi ari hejuru ya miliyoni eshanu z’amafaranga y’u Rwanda (5.000.000 frws); Koresha Ikarita ikoresha serivisi zisumbuye!
Ibikorwa bikoresha ikoranabuhanga bitekanye. Ingamba zo kubungabunga umutekano zikoresha ibyerekezo bitatu (3 D) zituma ibikorwa byawe byose ukora hifashishijwe ikoranabuhanga biba bitekanye.
Ubunyamuryango bwihariye. Umukirya ahita aba umunyamuryango w’itsinda ry’ibigo by’ubucuruzi bikoresha amakarita viza.
Uburyo bwo kwishyura bworoshye hagati ya 10% na 100% y’amafaranga asigaye.
Iminsi 45 utabarirwa amafaranga y’inyungu asabwa.
Ubuzima ntibutegereza; kumenyera gukoresha ikarita yo kwishyura itangirwaho serivisi zihebuje zitangwa hakoreshejwe ikarita yo kwishyura itangirwaho serivizi z’ikirenga. Ni ikarita y’umunezero, ubunararibonye, kwiyemeza, gutungurana, ibyifuzo; ikarita yo kwishyura itangirwaho serivisi z’ikirenga ni ikiraro cyawe cya buri gihe. Ishimire gukoresha amafaranga menshi ari hejuru ya miliyoni icumi z’amafaranga y’u Rwanda (10.000.000 frws);
Ibikorwa bikoresha ikoranabuhanga bitekanye. Ingamba zo kubungabunga umutekano zikoresha ibyerekezo bitatu (3 D) zituma ibikorwa byawe byose ukora hifashishijwe ikoranabuhanga biba bitekanye.
Ubunyamuryango bwihariye. Umukirya ahita aba umunyamuryango w’itsinda ry’ibigo by’ubucuruzi bikoresha amakarita viza.
Uburyo bwo kwishyura bworoshye hagati ya 10% na 100% y’amafaranga asigaye.
Iminsi 45 utabarirwa amafaranga y’inyungu asabwa.
Ha abakozi bawe bakuru ikarita ya sosiyete yo kwishyura ibyo bagenerwa, amafaranga y’ingendo za sosiyete, kwidagadura n’ibindi.
Izana umuco wo kwisobanura ku nshingano mu kigo.
Yorohereza abakozi bawe umutwaro wo kugendana amafaranga igihe bari kazi k’ikigo.
Irakwiriye kandi yoroshya imirimo yo gukurikirana ibigenerwa abakozi.
Inyandiko zigaragaza imikoreshereze ya konti za sosiyete ziroroshye ku byerekeranye no gukora ibikorwa byo kwishyurana.