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Our mortgage loan enables you to buy or build your dream house, develop property for letting as well as buying land and plots while enjoying the best mortgage rates in Rwanda. We can also help you purchase and develop commercial properties.

For existing mortgage customers, you can apply for a top up of your loan with our Mortgage Plus product. Our Home Loans are available at all BPR Bank Branches countrywide.

Benefits

Flexible payment periods

Borrow any amount for home purchase or construction and pay back for up to 25 years.

Open to all

Mortgages are available to salaried persons, self-employed as well as Rwandans working abroad.

Easily accessible

Express interest in a BPR Bank home loan at over 100 BPR Bank branches countrywide.

Up to 100% Financing

Access up to 100% financing for owner occupier purchase and construction and 70% for plot purchase.

We make it possible for you to:

  • Purchase your residential home.
  • Construct your residential home.
  • Purchase residential property for rental income.
  • Construct residential property for rental income.
  • Purchase plots and land.
  • Project finance.

Pre-approval documents *

  • Submission of a duly filled personal loan application form.
  • A copy of National ID card /passport (for foreigners) of borrower (and spouse if their income is included, they are joint borrowers or if a guarantor). Originals to be sighted by the Loan Officer and confirmed as such (Certified as True copy of Original.
  • Copy of a Valid working permit (for foreigners).
  • Copies of employment (offer of employment, service certificate, salary certificate, latest three months’ pay slips).
  • CVs for employed persons on contracts to assess the employment history and future employability in case of termination.
  • Tenancy contracts where rent is considered as source of repayment – originals to be sighted and confirmed as such by Loan Officer.
  • Copy of marital status certificate (singleness, marriage, divorce, or widow(er).
  • Copy of property ownership documents (for secured facilities).
  • Current valuation report done by a valuer on BPR Bank list of approved valuers (for facilities secured by real estate ).
  • Proforma invoices /sale agreement of movable/immovable property to be purchased (where applicable).
  • Six months bank statement if not banking with BPR Bank.
  • Positive CRB report.
  • Outstanding loan certificates for takeovers.
  • RSSB code (number where applicable).

Rates & Fees*

  • Max tenor of 300 months.
  • Facility fees (one off) at 2%.
  • Management fees of 0.1% per month.
  • Project finance.

*Rates are subject to change.*

Interested in Home Loan or have a question?

I am an existing BPR Bank customer

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